Purchase
Buying your first home or your next one? Get clear on the down payment you need, the mortgage amount that makes sense and the steps to take before you start making offers.
First-time buyer info →
Let’s Talk
Mortgages.
I'm here to help you with home purchases, mortgage renewals, refinancing and more.
Linette Moore Mortgage Broker
Our Trusted Lenders
Mortgage Types
Where can Linette help?
Refinance
There are many reasons to redo a mortgage, from accessing equity to restructuring debt, changing monthly cash flow or reviewing whether your current mortgage still fits.
Explore refinancing →Renew
You do not have to accept the first renewal offer from your current lender. Before signing, compare the rates, terms and mortgage options available to you.
Review your renewal →Pre-Approval
A pre-approval is a valuable first step whether you are buying your first home or your next one. Learn what your options are so you can decide how you want to proceed.
Get prepared →
Residential Mortgages
Ontario-wide.
Ontario-wide.
Locally focused in Oxford County and Durham Regions.
"Finding you the best Ontario Residential Mortgage for your home purchase, refinance or renewal. Through me (who works with major banks, trust companies and credit unions) you have a one stop shop to choose the mortgage you want based on the options I am equipped to present – with no lender bias. You are comforted knowing you have choose the best option for you. I’d love to know what your last mortgage experience was like ~ Let’s Talk Mortgages!
Linette also has a soft spot for self-employed clients whose lifestyle, income or financial profile may not fit neatly within mainstream lending policies.
Mortgage Clients
Real life does not always fit neatly into a lender’s box.
Self-Employed
Sole proprietor, partnership or incorporated, there may be a mortgage solution for you. That includes business owners who mix business and personal income, those who pay themselves a T4 income and people who earn 100% commission.
Self-employed mortgages →First-Time Home Buyers
Learn which programs may be available, what still needs to happen before you reach the buy-now stage and what to expect from planning through funding and beyond.
First-time buyer help →All Credit Scores Welcome
Excellent credit or a few life experiences that created challenges, it is okay to share the full story. Linette will listen without judgement and explain the affordable options available, including alternative lending when appropriate.
Talk about your situation →When you choose to work with Linette
You get a mortgage broker in your corner.
Independent advice, flexible service and someone who works hard to earn your business, your repeat business and your referrals.
Let’s Talk MortgagesIndependent
Fully licensed with FSRA, committed to ongoing training and dedicated to client needs. As an independent broker, Linette’s focus is finding the mortgage that is right for you, not directing you to one preferred lender.
Service
Communication should fit real life. Linette is available by phone, Zoom, email and text, with flexible times to help keep the mortgage process moving.
Expertise
Knowledge of different lenders and lender types means Linette can shop the market and compare rates, terms and lending policies that fit your situation.
Good to know: Linette works for you and has no affinity to a lender except the one that is right for your mortgage.
Fees
For many standard mortgages, the lender pays the broker commission or service fee. Alternative, private and consultation files can involve fees that are not paid by the lender.
No surprises: Any broker fee is discussed and agreed to before you proceed. Linette is compensated when the mortgage completes, which is one more reason she works hard to earn the business.
Here for you
What clients say about working with Linette.
Clients consistently mention responsiveness, clear communication, attention to detail and the feeling that someone is genuinely looking out for them throughout the mortgage process.
★★★★★
Linette is a very professional, mortgage broker who is easily reached and shows the extra attention, to all of the little details, to provide an unmatched level of comfort to all of her clients. I have used her services personally as a buyer; professionally as a Real Estate Salesperson; and referred many clients to her with excellent results. I enthusiastically recommend Linette, without reservation, for all of your mortgage needs and financial advise
Jody Hirschfeld
★★★★★
My wife and I had to do an emergency refinance last year and Linette was amazing to work with. She was very fast and clear with what was needed. She was always very accessible at all times. Without a doubt I believe she found our best option for what we needed. I would highly recommend her to anyone that might be looking for a mortgage.
Brent Hughes
★★★★★
Linette Moore, went above and beyond to secure me my first Mortgage. She was patient, detailed and encouraging throughout all our conversations, as I had many questions. She superseded my expectations, and improved my knowledge so that I felt comfortable when I accepted the mortgage offer. A Phenomenal agent, who I will recommend to all, as she will strive and achieve the best possible solution for your needs.
Ro Sin
Download Now
Download Linette’s My Mortgage Toolbox
Keep useful mortgage tools on your phone so you can run the numbers, compare scenarios and better understand the costs involved in buying or financing a home.
✓ Calculate the total cost of owning a home
✓ Estimate the minimum down payment you need
✓ Calculate land transfer taxes and available rebates
✓ Calculate the maximum mortgage you may be able to borrow
✓ Stress test your mortgage
✓ Estimate closing costs
✓ Compare mortgage options side by side
✓ Search current mortgage rates
✓ Email summary reports as PDFs
✓ Use the app in English, French, Spanish, Hindi and Chinese
In the Community
Mortgage broker, neighbour and active community member.
Linette is active in the communities she serves, including volunteer work and Oxford Women In Networking.
Our Partners
Home ownership takes a team.
Home ownership and financial decisions often involve more than a mortgage broker. If you need an introduction, Linette has a strong and varied professional network.
- Real estate agents
- Financial planners, life insurance and investment professionals
- Home and auto insurance brokers
- Lawyers for real estate, wills and estates, and family law
And so many more...
If you need “a person,” ask Linette. There is a good chance she knows someone worth talking to.
Areas Served
Serving all of Ontario.
Durham Region
Oshawa, Whitby, Courtice, Bowmanville, Ajax, Pickering and Uxbridge.
Oxford County
Woodstock, Ingersoll, Tillsonburg and Delhi.
Ontario
Linette is fully licensed to arrange residential mortgages throughout Ontario.